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Support Home Applying For A Loan Can I apply for a second loan? You may be eligible for a second loan if you: Have made your last two consecuti… How does applying for a loan affect my credit? Checking your rate on Upstart will not affect your credit score. If you proceed w… When and how do I receive my loan funds? If you accept your loan before 3:00 PM ET Monday-Friday, you should receive your … What is the difference between Interest Rate and APR? All Upstart loans offer a fixed rate, but individual rates are determined based o… Can I change my loan application after it has been submitted? You will not be able to edit your application once it is submitted. Please be sur… What can I use the loan proceeds for? You can use your loan proceeds for almost anything. The following are some option… How much money can I borrow? You can borrow between $200 and $2500.… What agreements do I have to agree to in order to receive a loan? In order to check your rate on Upstart.com you must agree to the Borrower Platfo… How do I apply for a loan? Please complete the brief online application that will include information about … What is the difference between a soft and hard credit inquiry? There are two kinds of inquiries (or pulls) that can occur on your credit report:… Can I negotiate the rate or my loan terms? No, you cannot negotiate the loan terms or rate. Your rate is generated by the mo… Why do you need my social security information? We must collect and verify your personal information, including your date of birt… Can you withdraw or delete my application? If you wish to withdraw from the application process, please email us at drbank.… What fees am I charged on a loan ? Fee Amount Frequency Description Paper Copies $10 Upon request In the event tha… Are loans through Upstart fixed rate or variable rate? Upstart Relief Loans have a one-time finance charge, therefore we calculate your … What can I expect when I apply? Applying for a loan begins with submitting a rate inquiry on Upstart's website. I… How to Calculate Your Self Employed Income If you’re self-employed and you’d like to use your income from this job as the in… Can I apply over the phone? Applications cannot be taken over the phone at this time. Please visit www.upsta…